As independent financial advisers, we change lives through bespoke wealth management solutions.
LET US CHANGE YOURS
We specialise in looking after your unique wealth management needs throughout your life, from investment advice to retirement planning. Our services include:
INVESTMENT MANAGEMENT
Wealth Creation is at the heart of our philosophy and our offerings are designed to help you prosper. Our Investment Management team dedicates its time and resources to opening local and offshore doors for your investment needs.
INSURANCE MANAGEMENT
Wealth Protection is the first step in hedging your long-term risks. No matter how much money you earn, your greatest income generating asset is you and we believe in protecting that asset.
STRATEGIC CONSULTING
We know that not everyone’s wealth management needs fit a specific structure. That's why we offer you the flexibility to custom-build your solutions in a way that best suits you, from personal financial management to business mentoring.
A WEALTH OF SPECIALIST SUPPORT
When you work with F&A, we place you at the centre of a team of qualified and highly skilled specialists. We work alongside these complimenting specialists to orchestrate a team focused on providing you with the best solutions possible. Not only is each supporting team hand–picked by F&A to ensure its quality and efficiency, we surround ourselves only with the best.
1.
F&A taps into over 400 specialists worldwide to deliver a highly tuned, bespoke solution to each of our clients.
2.
Support specialists are not just local - extensions of team can be found in the UK, Eastern Europe, North and South America, and Asia.
3.
Neither F&A nor supporting specialists hold any shares in each others’ operations. This means that there is no conflict of interest for our clients.
OUTSOURCE YOUR FINANCIAL MANAGEMENT
SELECTIONS FROM OVER 400+ SPECIALISTS
We know firsthand just how complex and tiring managing your own finances can be, that’s why we custom built our exclusive Private Client offering. Picture a future where a team of investment specialists, headed up by expert wealth managers are at your disposal.
Create an intimate and collaborative team, then enjoy the satisfaction and security of continuing on as the CEO of your future.
Our Purpose
As independent financial advisers, F&A exists to serve those individuals who aspire to long-term financial success. That’s why we don’t push products. Rather, we believe in treating you as an individual – knowing you so well that that we are able to offer you bespoke financial solutions. From insurance management to investment advice, our offerings will respond to your unique needs as much as they will be based on our knowledge of the industry.
OUR VALUES
We believe in longevity
We invest in long-term relationships, founded on honesty and trust. We work towards growing with our clients through continuous education and a committed and purposeful team.
Life is about more than money
While we know that financial security is essential to a happy life, we enjoy using our talents and energies to help our clients achieve their dreams and live abundant lives in every respect.
We support passion
We look for people who are passionate about their businesses, families, and futures. And we work hard to help them manage their money to achieve their goals.
Our Team
The team that delivers, every time, all the time.
Richard Fleuriot
MANAGING DIRECTOR; Head of advice; wealth adviser
Richard’s energy and dedication are the driving force behind F&A. With a deep discomfort of the traditional financial planning ‘sales’ industry, he has worked tirelessly to bring our clients advice and structures that are sustainable, built for the long-term, and progressive.
Pat Fleuriot
Retired founder of
FLeuriot & Associates
Pat is a gentleman and a scholar. Highly educated and experienced in his field, he holds two postgraduate degrees and has over 40 years’ experience (18 accounting and auditing, 25 financial planning). Pat also has small business ownership experience, and has been involved in a number of NPO projects and boards.
Candice Livingstone
implementation specialist & office manager
Candice works intimately with all our clients throughout the advice process, making complex and tiring work easy to manage. Her key trait of connectedness drives her passion for helping our clients and protecting their needs.
Featured
Geopolitical uncertainty is rising - but rather than fixating on what’s unknowable, investors are better served by focusing on what we do know. In this piece, we explore how uncertainty distorts decision-making, why strong institutions matter more than forecasts, and the critical role advisers play in helping clients stay grounded.