Managing Director & Wealth Creation - Head of Advice

Richard’s energy and dedication are the driving force behind F&A. With a deep discomfort of the traditional financial planning ‘sales’ industry, he works ardently at bringing world-class financial advice, progressive thinking, and sustainable structures to the F&A offering. His focus? Financial planning strategies that are efficient, risk-hedged and profitable.

Implementation Specialist & Office Manager

Candice’s can-do attitude, energy, and commitment to looking after our clients has seen her be promoted to Office Manager. She works closely with all our clients throughout the advice process, making complex work easy to manage. Her key trait of connectedness drives her passion for helping our clients and protecting their needs.

Marketing Manager

Andrea’s passion lies in the world of design. She’s responsible for setting up our website, monthly mailers, and marketing campaigns - and optimising them to generate conversations with you - our clients and prospects.

Our Partner in Investment

Constructing and maintaining investment portfolios requires skill and dedication. As part of our ongoing development, we have made a strategic decision to partner with PortfolioMetrix (PMX) - a specialist investment management firm. Using world class systems, PMX provides exclusive advisory and discretionary portfolio management services to independent financial advisers and private wealth managers, like us. They build and manage customised portfolios for our clients that maximise expected returns while mitigating risk. 

Retired Founder of F&A

Pat is a gentleman and a scholar. Following a highly successful 30-year career in the financial services industry, including co-founding F&A as we know it today, Pat officially retired in 2020. Pat can now be found walking or riding his bike with his mates, spending time with family, playing bridge, and helping at the local Rotary.

Financial Advisor & Wealth Protection - Head of Advice

Branden draws his energy and passion in ‘solving the puzzle’ that is Wealth Protection. With a view to move the industry away from the erroneous traditional sales driven advice model, he correctly stitches client wants and needs to the correct solutions, meeting both budget and cover requirements. No under- or over-insuring. With his sole focus on the individual, Branden works hard to mitigate or remove risks that could affect the wealth creation journey, offering world class, solution based, financial planning.

Wealth Protection - Executive Assistant & Lead Admin on Medical Protection

Audrey’s no-nonsense attitude, couple with her passion to protect & enrich the client experience, makes her an integral part of the Wealth Protection team. In an industry full of ‘grey areas’ Audrey is to-the-point and she doesn’t accept half-answers. She is incredibly maternal - always protecting client interests. With over 35 years in the financial services industry, her wealth of knowledge and her unwavering drive and commitment brings great value to the team.

Wealth Protection - Executive Assistant & Lead Admin on Risk Protection

Ruth’s passion, loyalty, and meticulous attention to detail makes her a world class addition to the Wealth Protection team. With over 20 years experiences in the financial services industry, Rachelle has completed her NQF level 5 certificate in financial planning. Her deeply caring and empathetic nature enables her to work closely with our clients, and understanding their needs.

Wealth Protection - Executive Assistant & Lead Admin on Risk Protection

Rachelle’s passion, loyalty, and meticulous attention to detail makes her a world class addition to the Wealth Protection team. With over 20 years experiences in the financial services industry, Rachelle has completed her NQF level 5 certificate in financial planning. Her deeply caring and empathetic nature enables her to work closely with our clients, and understanding their needs.